Opting out of junk mail

Over the Thanksgiving holiday, my relatives started talking about how they were so sick of receiving handfuls credit card offers in the mail each day. Once again, I reminded them that stopping these credit card offers is a simple as calling 1-888-5-OPT-OUT. I give out this toll-free phone number so often these days that I now have it memorized!

Give yourself an early Christmas present, call 1-888-5-OUT-OPT or go online to the official FTC opt out website to remove your name from the credit bureau third party mailing lists. This opt out program even includes the elusive Innovis, that is commonly called the "forth credit bureau." Opting out doesn't make it harder for your to apply and open new accounts. It just means that you will have to go looking for credit card and loan offers on your own instead of being bombarded by them in the mail each day. Leaving you with more room in the mailbox for Christmas cards and gifts this holiday season.