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Capital One and disappearing credit limits

Is there something mysteriously missing from your credit reports? If you have a credit card account with Capital One or a few other creditors there may be some holes in your credit records. Your credit limits are probably not being reported to Equifax, Experian and TransUnion. Why? Because these credit card companies don't want other creditors to see how valuable you are as a customer and try steal you away.

The trouble is that this omission by the creditor can harm your credit scores pretty significantly. Is it legal? Yes. Can you change it? No. But you can decide not to keep accounts open with companies that support these policies.

Credit.com just posted a must-read article online all about these disappearing credit limit records.  Click here to read more about your missing credit limits.


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Bringing together leading experts to discuss credit, loan, debt and identity theft topics, CreditBloggers provides readers with unique insight and straight answers about the financial world. This credit blog is moderated by Emily Peters, formerly a TransUnion consumer credit expert.

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Disclaimer: This information has been compiled and provided by Creditbloggers.com as a service to the public. While our goal is to provide information that will help consumers to manage their credit and debt, this information should not be considered legal advice. Such advice must be specific to the various circumstances of each person's situation, and the general information provided on these pages should not be used as a substitute for the advice of competent legal counsel.