Oh no! Can't pay your tax bill?

First, don't avoid filing. The penalties and interest for not filing will make your situation worse.

• Don't charge it. As tempting as that might be, it will cost you dearly. First, there are add-on processing fees and set-up fees. The government has special firms that handle credit card payments for taxes. These firms charge a standard 2.49% convenience fee. When you add in standard credit card interest rates, you could be adding to the cost of your taxes significantly.
• If you can afford to pay some now and more later, consider setting  up an installment plan with the IRS. The IRS charges $43 to set it up, and you'll pay interest and penalties, too. The IRS interest rate is now 7%, and a 0.25%-a-month penalty means you'll basically be paying 10% on the debt (if you file on time). You can set up and installment plan by filing form 9465. And, you can propose your monthly payments. If you owe $10,000 and pay it off in less than three years, you could save close to $1,000 over paying by credit card.
• Liquidate a savings accounts, savings bonds, stocks, etc.
• Borrow from a family member.
• Take out an equity loan in real estate you own.
• Qualify for a personal loan.

Remember - don't avoid filing.