Credit Tips for National Talk Like a Pirate Day

Ahoy mateys! September 19th is thar official, national "Talk like a Pirate Day." Landlocked buccaneers can celebrate by reclaiming some of their doubloons and fight agains' financial urchins with these thar tips:

• Get yer junk mail to walk the plank - How'd ya Jacks like to come home to a mail box as empty as ship's keel? One two minute phone can can dramatically reduce the number of preapproved credit card offers you'll receive. Call 1-888-5-OPT-OUT or go online to OptOutPrescreen.com.
• Tell identity thief scallywags to eat yer peg leg - Most consumers would rather kiss a weevil than check their credit reports but it is one of the jolliest ways to avast identity theft.
• Blow yer credit card limits up - Do the swashbucklin' thing and call up yer creditors to demand a credit limit increase with no scurvy dog credit checks. If you've been a good matey, they be obligin'. This can give your credit score a hearty boost.

Shiver me timbers! If yous sprogs follow these three steps yous can avoid a trip to Davy Jones' Locker! Yo ho ho and a bottle of rum to ya!