New December Dreams

Your dreams for December keep rolling in by email! We've received such a great variety of dreams so far. Everything from wishing for a swimming pool to dreaming about medical insurance reform! You can visit Credit.com to learn more about the  movie The Pursuit of Happyness and the "Get on the Right Track of Life" sweepstakes.  Here are some recent reader dreams:

My dream is that we as a society accommodate citizens through a sliding scale . . . based on our annual income and the ability to pay out-of-pocket medical expenses.  Some of us can afford only a swiss cheese policy based on our lower middle class incomes.  We have the insurance but it is only beneficial if something 'catastrophic' occurs.  Then, I'm sure the premium will hit the sky .... it approaches the sky often enough every six months which is why the deductible requires yet another bump.  We're so underinsured and afraid to go to a doctor for a simple check-up in fear of the out-of-pocket expenses, co-pays, and service charges. (Peggy B.)

I would like to rebuild my credit up and start my photography business. (Chaplin H.)

I want to get our debt and increase my FICO score. Can you imagine a 54 year old professional woman who cannot even get a credit card?  I feel so strapped, so lost and it's nothing I have done in the last 10 years.  It's debilitating debt after a sickness that has me, creditors who keep adding more debt, especially those sickening credit cards that companies use to help you get out of debt (it's just a farce) why would you have to pay someone to use you?  Poor choices have gotten me here, I hope better choices will keep me away.  I want a house, a car and some wealth.  My faith will get me there. (Linda S.)

Ever since my separation from my husband my credit went down the hill. I was left with everything and was struggling to make ends meet. For the last four years, I have been using most of my tax return to clear my credit. I am close to 30 and dream to own a home by the time I am 35. I have two children who deserve to have a stable home. We have had to move numerous times and I am definitely ready for a home to call my own. Even my kids, when at school, cut out pictures from magazines of homes that they would like to live in. This makes me very sad because I have not been able to give this to them yet. However, I have made this my goal and slowly but surely will make this dream come true for all of us. Thank you for giving me this time to share my families dream. (Amanda T.)

My dream is to find somebody that will overlook my past credit failures to loan my wife and I enough money to buy our own house in a warmer climate. I have degenerative disc disease. Because of my disability, we live on my measly Social Security income. If only somebody would give us a chance to start over again, to own our own home. That's my dream but I'll keep on dreaming for that, I'm afraid. (Dale T.)

Send us your dreams by email. Our team of credit and personal finance experts might be able to help point you in the right direction so your dream can come true!