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Give a Wonderful Valentine's Day Gift

After my rant last week about Valentine's Day presents, I thought I was all done with the holiday for this year. But then I got a Valentine's Day wish from Ruth Susswein, the Deputy Director of National Priorities at Consumer Action, that I just had to pass on.

Along with Consumers Union and a few other nonprofits, Consumer Action wants us to send e-cards to our elected officials, asking them to take heart on Valentine's Day and reform the credit card industry.

Kiss Credit Card Ripoffs Goodbye
I love the holiday hook of the "Kiss Credit Card Ripoffs Goodbye" campaign! It culminates tomorrow, when some 120,000 paper cards will be delivered to Congress, asking for an end to:

  • Outrageous fees.
  • Unfair rate hikes.
  • Hidden interest charges.
  • Unjust changes in terms.
  • "Gotcha" penalties.

Consumer Action has made it easy for us to jump on the bandwagon and get our messages to Washington in time for tomorrow's festivities. You guessed it – they went for the more environmentally sound route – email. So I took them up on it. Once I clicked here on Consumer Action's site, it took about a minute to send off my Valentine's Day e-cards to my legislators, and I feel better having done it.

With Love from Me to You
Please join in, and send a Valentine's Day card to your reps in Washington. Tell them it's high time they showed a little love for us, and ended the sweetheart deals for the big credit card companies. A fair credit system would be a wonderful gift to the American people – rather than the current system, where lenders are free to take advantage of us. Congress can help by putting an end to all unfair credit card practices, from unconscionable rate hikes to convenience checks.

That would be so sweet, wouldn't it? And there are no calories!

Nancy Castleman – Co-author of "Invest in Yourself: Six Secrets to a Rich Life" and founder of Good Advice Press. Nancy has spent the last 23 years teaching people how to get out of debt, save money, and live better on less. She writes on all these subjects for CreditBloggers.com.


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