National Consumer Protection Week

This is our favorite week of the year here at CreditBloggers.com! National Consumer Protection Week is a time to focus on the financial issues that impact us all. From identity theft to loan fraud to credit card rip-offs, we're going to cover it all this week.

For NCPW this year, Credit.com has announced the official launch of our Credit Report Card. This detailed report of your credit standing is 100% free; absolutely no strings attached and no trial offers to cancel. It was designed by John Ulzheimer and myself using our combined 20 years in the credit industry to be easy-to-read and actually useful. 

We're really proud of how the Credit Report Card came out. Our users seem to love it too:

"Wow! What can I say? This Report Card was informative and easy to follow. Now I just hope I can fix some credit issues shown in the report. Thanks for the info and yes, keep this program because I am sure others will benefit from its ease of use and information."
   — David D.

"Thank you for offering this service and for free! I have been struggling to pay my bills on time and have been afraid to pull my credit report. The credit report card didn't make me feel bad about my credit situation. It gave me sensible advice on how a lender would view my credit and what I could do to improve my credit score. I really liked the fact that I was graded which I can relate to and I didn't flunk in every subject which makes me feel like there is SOMETHING positive about my credit score. :) Thanks!"
— Lisa

And industry blog, NetBanker.com, said that the Credit Report Card is "extremely well done."

Anyone can order their own Credit Report Card online through our secure form at www.credit.com. So far, over 40,000 consumers have used this free service.

Do you have an issue or topic you want covered for National Consumer Protection Week? Share it in the comments section below.

Emily Davidson – A former TransUnion insider and a member of Credit.com's expert team. Emily writes about credit reports, credit cards, loans and personal finance as the CreditBloggers.com editor.

Comments

[Mara Yoresh]

Your Credit Report Card seems like a nice service but the advice it gives is very broad and can be misleading. For example, the advice it gave me about my credit isn't very helpful considering the circumstances behind my credit history. Your report card does not seem to offer any more "analysis" than can be found when obtaining credit reports directly from the CRAs.

Also, you might want to take further measures to ensure that people don't confuse your "credit grades" with their actual credit scores.

Finally- how much is TransUnion paying you for promoting their TrueCredit service, anyway....?

[EmilyPeters]

Hi Mara. I'm sorry to hear that you didn't find the Credit Report Card useful. Most people really like the grades and analysis feature that comes with the free report.

As for TransUnion paying us... I wish! We don't get any payment from the credit bureaus for the free Credit Report Card. In fact, it costs us money to buy the data.